There are three types of withdrawals available through the 401k plan: when you turn age 59½, for hardships and for long term disability.

• If you are age 59½ or older, you may withdraw* from your account balance for any reason. Age 59½ Withdrawals can be taken as often as twice a year. To initiate an Age 59½ Withdrawal, call the Yum! Brands Savings Center.
• Hardship Withdrawals** can be taken for any of the following reasons:
  • Purchase of your primary residence;
  • Qualified post-secondary education expenses;
  • Prevention of eviction from or foreclosure on your primary residence.
  • Payment of non-reimbursed medical expenses.
  • Burial or Funeral Expenses for deceased parent(s), spouse, child(ren), or dependent(s); or
  • Repair or damage to your principal residence: Expenses for the repair of damage to your principal residence that would qualify as a deductible casualty expense under federal income tax rules.
  You may create a prefilled Hardship Withdrawal Request from the Loans & Account, Withdrawal section or by calling the Yum! Brands Savings Center at 1-888-875-401K.
• Long Term Disability Distribution can be taken by any participant with Long Term Disability.
  • Participants on long term disability will be allowed to take 100% of their account balance (excluding money in brokerage).
  • Partial withdrawals will not be allowed.

To speak with Customer Service about withdrawals from your account, call the Yum! Brands Savings Center at 1-888-875-401K and press 0. Associates are available Monday through Friday, 8 AM to 8 PM Eastern Time, except on New York Stock Exchange holidays.

* Withdrawals from the plan may be subject to 20% federal tax withholding and, if you are younger than age 59½, a 10% early withdrawal penalty will apply. Ordinary income taxes may apply as well.

**Hardship Withdrawals are subject to voluntary withholding, therefore you may request to have the 20% federal taxes withheld or any State and Local taxes at the time of your distribution request.